Disclaimer

1. General information only

All content on 1one.shop, including calculator outputs, pricing guides, articles, FAQs, and any other materials, is provided for general informational and educational purposes only. None of the content on this website constitutes professional advice — including but not limited to financial advice, legal advice, tax advice, accounting advice, business advice, or investment advice.

The pricing formulas, fee structures, tax rates, industry benchmarks, and other data points used in our calculators are based on publicly available information from sources we believe to be reliable as of the date of each calculator's last review. However, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of this information.

2. Calculator output is an estimate, not a recommendation

Every calculator on 1one.shop produces an estimate based on the inputs you provide. The accuracy of any calculator result depends entirely on the accuracy and completeness of those inputs. We do not verify your inputs, and we have no way of knowing whether the numbers you enter reflect your actual costs, market conditions, or business circumstances.

Calculator outputs are not recommendations to charge a specific price, accept a specific project, hire at a specific rate, or make any other business decision. They are starting points for your own analysis — not the final word on what you should charge or accept.

Different businesses in the same industry have different cost structures, overhead rates, profit targets, and risk tolerances. A pricing formula that works for an established photographer with a studio, second shooter, and 30 weddings per year will not work for a beginner shooting their first five weddings. Always adjust calculator inputs to reflect your actual situation.

3. Not financial, legal, or tax advice

The calculators and guides on 1one.shop are not a substitute for professional advice from a qualified professional. Specifically:

• For tax questions — consult a certified public accountant (CPA) or enrolled agent. Tax situations vary widely based on jurisdiction, business structure, income level, deductions, and a dozen other factors no calculator can capture.
• For legal questions — consult a licensed attorney. Pricing-related legal questions — such as contract enforceability, sales tax obligations, business entity selection, or intellectual property protection — require professional legal counsel.
• For financial planning — consult a certified financial planner (CFP). Decisions about retirement contributions, business savings, debt management, and long-term financial strategy require holistic professional advice.
• For industry-specific questions — consult your industry association (PPA for photographers, MTNA for music teachers, ATA for translators, NRA for restaurants, etc.). Industry associations have current data on regional benchmarks, regulatory changes, and best practices that no calculator can replace.

4. Industry benchmarks change

The pricing benchmarks cited in our calculators and guides — typical Etsy fees, food cost percentages, translator per-word rates, tutoring hourly rates, and so on — are current as of the date noted on each page. However, these benchmarks change over time. Platform fees increase, tax rates change, industry averages shift, and regional markets evolve.

We review each calculator at least quarterly and update fee structures within two weeks of any major platform change (such as Etsy adjusting its transaction fee percentage). However, we cannot guarantee that every benchmark is current on the day you use the calculator. Always verify any benchmark you plan to rely on against the original source.

5. Your responsibility

By using 1one.shop, you acknowledge that:

• You are responsible for verifying all calculator inputs against your actual costs and circumstances.
• You are responsible for any business, pricing, or financial decisions you make based on calculator output.
• You should consult a qualified professional before making significant business or financial decisions.
• You should not rely on calculator output as the sole basis for any decision with significant financial impact.
• Industry benchmarks and fee structures change, and you are responsible for verifying the currentness of any data you rely on.

6. Limitation of liability

To the fullest extent permitted by applicable law, 1one.shop and its authors, editors, and operators shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising out of or in connection with your use of the Service or reliance on any calculator output or guide content. This includes, without limitation, damages for lost profits, lost revenue, business interruption, loss of data, or any other commercial damages or losses, even if we have been advised of the possibility of such damages.

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that the Service will be uninterrupted, error-free, secure, or that calculator outputs will be accurate, complete, or suitable for your specific situation.

7. External links and citations

Our guides cite external sources, including government agencies (IRS, SBA, BLS), industry associations (PPA, MTNA, ATA, NRA), and reputable publications. These citations are provided for your reference and convenience. We are not responsible for the accuracy or content of external sources, and our inclusion of a citation does not constitute endorsement of the source's full content.

8. Testimonials and examples

Any examples, case studies, or scenarios presented in our guides are illustrative only. They are based on composites of real situations we have encountered, but specific names, locations, and identifying details have been changed or generalized. Any resemblance to specific individuals or businesses is coincidental. Past results do not guarantee future outcomes, and your results may differ materially from any example presented.

9. Affiliate disclosure

1one.shop currently does not participate in affiliate marketing programs. If this changes in the future, we will update this disclosure and clearly mark any affiliate links on the site. We will never recommend a product or service we have not evaluated, regardless of whether we earn a commission on it.

10. Updates to this disclaimer

We may update this disclaimer from time to time to reflect changes in our practices, applicable laws, or the nature of our Service. When we make material changes, we will revise the "Last updated" date at the top of this page. We encourage you to review this disclaimer periodically.

11. Contact us

If you have questions about this disclaimer, please contact us at contact@1one.shop or through our contact page.